First Time Home Buyer

Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture.

A mortgage consultant that considers your long-term goals
Internet-based services will not take the prospect’s future financial planning into consideration or guide the potential borrower through the many nuances of the loan process.

How long you wish to borrow the money

For example, if you know you will only be in the home for five years, it wouldn’t make sense to opt for a 30-year loan program or pay points up front to secure a lower interest rate. You would not be in the home long enough to benefit from such action.

Knowing your Options

We will help you narrow down a selection of programs based on the information that you have provided, and present you with an easy-to-read spreadsheet that clearly defines viable options for your interest rate and amortization schedule, monthly payment and any potential savings you may realize by paying points up front.

Home ownership imparts a rewarding vehicle for building wealth and a strong financial future. Choosing Amy as your mortgage consultant ensures that you will have guidance not only when your loan closes, but also ongoing service to assist you in managing that debt over time.

Find out how you can Stop Paying Rent and Finally Afford you Own Home!